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Mortgage Pre-Qualification Checklist:

Personal Information:

  • Applicant's present and prior addresses for the last two years.
  • Employer's names and mailing addresses for the last two years.
  • Self-employed: Tax returns for the past two years.
    PLUS a year-to-date Profit and Loss Statement and Balance Sheet, signed by the Accountant and Borrower.
  • Copies of W-2 forms for the past two years.
  • Copy of most recent pay stubs (1 month).
  • Copy of Seperation Agreement and Divorce Decree, if applicable.
  • If income from Alimony & Child Support is used, furnish 12 month history of same.

Assets:                  

  • Checking/Savings - Last 3 months' Bank Statements.
  • Money Market Funds/Annuity Accounts/IRA Account - last 3 statements.
  • Real Estate Owned - Furnish copy of Deed & Lease or Sales Contract.

Liabilities:

  • Credit Cards - name, account number, monthly payment and balance owed.
  • Personal Loans - name of lender, address, accountnumber, monthly payment & balance owed.
  • Mortgage Loans - name of lender, address, accountnumber, monthly payment & balance owed.
  • Auto/Boat Loans - name of lender, address, accountnumber, monthly payment & balance owed.
  • Alimony/Child Support - Furnish copy of Seperation Agreement and Divorce Decree.
  • Names and address of present landlord.

Bank Contact Info